[escepticos] La culpa no es del currito sino de sus genes :)

[Pedro J. Hdez]

Monoamine oxidase A (MAOA) is an enzyme that breaks down
neurotransmitters (signal­ing chemicals) in the brain. Previous
studies have linked the low-efficiency versions of the MAOA gene—the
variants that cause less MAOA to be produced by brain cells—to
impulsiveness.

In the new study, people with one “low” MAOA gene and one “high” MAOA
gene reported having credit-card debt 7.8 percent more often than did
people with two “high” versions, the researchers found, even when they
controlled for factors such as education and socio­economic status.
For people with two “low” versions of the gene, that number jumped to
15.9 percent.

The researchers were surprised by the magnitude of the difference.
“The effect is almost as big as financial literacy,” meaning people’s
ability to digest complicated financial information, says Jan-Emmanuel
de Neve, an author of the study.

http://www.scientificamerican.com/article.cfm?id=born-into-debt

saludos

-- 
Pedro J. Hdez
Ecos del futuro
http://ecos.blogalia.com